Straight answer · Selling software and online
Stripe's standard US price is 2.9% + 30¢ per successful card payment. International cards add 1.5%, and currency conversion adds 1%.Verified
| Stripe, US online cards | Fee |
|---|---|
| Domestic card | 2.9% + 30¢ |
| International card, extra | 1.5% |
| Currency conversion, extra | 1% |
| Fee on a $20 monthly plan | $0.88 |
| Share of a $20 plan | 4.4% |
| Fee on a $5 plan | $0.45 (9%) |
Stripe's rates are verified from stripe.com/pricing (read November 2026). The plan examples are calculated. The 30¢ is why small prices lose a bigger share.
On a $5 plan the 30¢ alone is 6%. If you sell an AI tool or app, the Fix Kit for AI tool builders shows how to price around payment fees and store cuts.
The number above is before taxes, before what comes out of your check, before the bills that eat it. TrueNET draws the line on what you really keep, free, in about a minute.
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