The Freelancers Fix Kit
Built for freelancers, independent contractors, designers, writers and copywriters.
You set your own rate and send the invoice yourself — no platform taking a cut. This kit finds where the money leaks in your own work and gives you the steps and the words to close each one.
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
The 6 leaks it covers
2 you can close it · 1 the other side owes it · 3 a pro decides
- Income under the new $2,000 1099 threshold left off your own recordsWhere to look first: Starting with payments made after Dec 31, 2025, many clients no longer have to send you a 1099-NEC unless they paid you $2,000 or more in the year (it was $600). That only changes the paperwork.Keep it from coming back: Log each client payment the day it lands, with the client name. Don't rely on 1099s to tell you what you earned.You can close it
- Quoting as if every working hour is billable; proposals, revisions and admin go unpaidWhere to look first: For the last 90 days, list every hour you worked: billable client work, proposals, revisions outside the written scope, invoicing and admin, chasing payments. Your calendar and time tracker have most of it.Keep it from coming back: Track non-billable hours for one month every quarter. Put the revisions limit in every quote before you start.You can close it
- Client paid late or not at all; freelancer doesn't know which state law and remedy applyWhere to look first: Find the payment date: the one in your contract, or if there isn't one, these laws generally default to 30 days after you finished the work (NYC, Illinois, California - VERIFIED).Keep it from coming back: Put a payment date in writing before you start - an email the client agrees to can count in Illinois. Invoice the day you finish.The other side owes it
- Paid work started without a written scope or engagement letterWhere to look first: Before any paid work, get a written agreement - even an email the client replies 'agreed' to. It should name both of you, list the work, the rate and how you're paid, the payment date, and when the work happens.Keep it from coming back: No paid work without a written scope, every client, every time - whether or not a law requires it.A pro decides
- Paying the whole tax bill once a year and getting an underpayment penalty on topWhere to look first: Look at last year's return. If you owed $1,000 or more when you filed, the IRS generally expects quarterly estimated payments (VERIFIED, IRS).Keep it from coming back: Set all four reminders at the start of each year, and move the tax share into a separate account each time a client pays.A pro decides
- Budgeting off gross invoice totals without setting aside self-employment taxWhere to look first: Nothing withholds tax from client payments, so the money you see isn't all yours.Keep it from coming back: Move the tax share the same day each payment lands, before any of it is spent.A pro decides
Free: one full leak from this kit
No sign-up, no email. Here is leak 1 of 6 exactly as it appears in the kit, so you can see what you get before you buy.
Income under the new $2,000 1099 threshold left off your own records
You can close it- Starting with payments made after Dec 31, 2025, many clients no longer have to send you a 1099-NEC unless they paid you $2,000 or more in the year (it was $600). That only changes the paperwork. The income is still yours to report (VERIFIED, NATP summary of the 2025 law).
- Make a list of every client and every payment from your bank and payment-app records, not from the 1099s you get.
- At year-end, check your list against the 1099s that arrive. Any client without a 1099 still goes on your list.
- Give the full list to whoever does your taxes. What to report and where is their call.
Your part: Give the list to your preparer and file.
Email to a client asking for a year-end payment summary: Hi [CLIENT NAME], For my records, could you send me a list of the payments you made to me in [YEAR] - date and amount for each? I want to make sure my books match yours. Thank you, [YOUR NAME] [BUSINESS NAME] | [EMAIL]
Log each client payment the day it lands, with the client name. Don't rely on 1099s to tell you what you earned.
What this kit can't decide for you: We don't tell you what to report on your return; your preparer decides. Some payment types keep different thresholds.
That's 1 of 6. The other 5 come the same way in the kit: steps, words to send, a habit to keep each one closed.
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
What people in this work look up
When freelancers paid directly by their clients go looking for answers, they search things like “1099 threshold 2026”, “freelance invoice template”, “freelance contract template” and “freelancer taxes”. Those searches turn up forms, averages and other people's numbers. This kit starts from your own records instead: the 6 places money leaks in this work, where to look first and the words to send to close each one.
What you get for each leak
- Numbered steps to close each leak
- Your part, spelled out
- Words you can use: letters and scripts, ready to send (fill in the brackets)
- A habit that keeps each leak from coming back
- An honest line on what the kit can't decide for you
A page from the kit
Questions people ask
What changed with the 1099 threshold?
The kit flags the new $2,000 threshold and why income under it still belongs in your own records.
How do I set my freelance rate?
Quote as if not every hour is billable, because proposals, revisions and admin go unpaid. The kit shows the math.
What can I do when a client won't pay?
It depends on your state's law and remedy. The kit shows what to check and what to send.
What it can't decide for you
This kit works from your own records. It doesn't give legal, tax, licensing or financial advice, and it never tells you what to charge. Where a CPA, attorney, insurer or state board makes the call, the kit says so and gets your records ready for them.
11-page PDF · instant download after payment · Code VYR-KIT-QUILL-01
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
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