The Adult Content Creators Fix Kit
Built for adult content creators.
Creators on subscription platforms search fees, chargebacks and the 1099. Those three are where the money goes: a platform fee you never checked against the statement, chargebacks pulled back out of earnings, a management agency taking a cut of gross, leaked content selling somewhere else, payout fees, and a tax bill nobody withheld for. I wrote this kit so you can check each one against your own statements and contracts. It is about the money only.
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The 8 leaks it covers
3 you can close it · 2 the other side owes it · 3 a pro decides
- Platform fee never checked against the earnings statementWhere to look first: Find your platform's current fee in its terms. On OnlyFans, the fee is 20% of each fan payment, deducted from that payment (VERIFIED: OnlyFans Terms of Service as captured May 5, 2026). Other platforms set their own fees.Keep it from coming back: Spot-check five payments on every monthly statement.You can close it
- Chargebacks and refunds pulled back out of your earningsWhere to look first: If a fan gets a refund or chargeback on a payment, OnlyFans may deduct the creator earnings portion of that amount from you (VERIFIED: OnlyFans Terms of Service as captured May 5, 2026).Keep it from coming back: Review reversals every month and keep a list of repeat accounts.The other side owes it
- A management agency taking a cut of gross with no exit dateWhere to look first: Pull your agency or management contract.Keep it from coming back: Recheck the agency math against your statement every month.You can close it
- Leaked content selling somewhere elseWhere to look first: Search for your username and content titles on major search engines and leak sites each week. Log each link and where it is hosted.Keep it from coming back: Watermark content with your username before you post.The other side owes it
- Payout method fees and holds never comparedWhere to look first: List every payout method your platform offers and the fee and timing for each.Keep it from coming back: Recheck payout fees whenever the platform changes methods.You can close it
- Self-employment tax and estimated payments skippedWhere to look first: Creator income is usually self-employment income. Self-employment tax is 15.3%: 12.4% Social Security and 2.9% Medicare (VERIFIED: IRS).Keep it from coming back: Move the tax share the day each payout lands.A pro decides
- Earnings never reconciled with the year-end tax formsWhere to look first: For payments made in 2026, Forms 1099-NEC and 1099-MISC generally go out only at $2,000 or more (VERIFIED: TaxBandits summary of 2026 changes).Keep it from coming back: Download each monthly statement and save it the day it's available.A pro decides
- Business costs never trackedWhere to look first: Pull 12 months of statements. Mark costs tied to your content business: equipment, lighting, editing software, wardrobe used only for content, a takedown service, a separate phone line, business mail service.Keep it from coming back: Photograph each receipt the day you buy.A pro decides
Free: one full leak from this kit
No sign-up, no email. Here is leak 1 of 8 exactly as it appears in the kit, so you can see what you get before you buy.
Platform fee never checked against the earnings statement
You can close it- Find your platform's current fee in its terms. On OnlyFans, the fee is 20% of each fan payment, deducted from that payment (VERIFIED: OnlyFans Terms of Service as captured May 5, 2026). Other platforms set their own fees.
- Download your earnings statement for one month. For a sample of payments, check that net equals gross minus the fee (CALCULATED: gross x 0.80 on a 20% fee).
- Note any other deductions: referral fees, payout fees, reversals.
- Ask support about any line you can't explain.
Your part: Check one month's statement and ask about any gap.
Message to platform support: Hello, On my [MONTH] statement, payment [ID] on [DATE] shows gross [AMOUNT] and net [AMOUNT], which is more than the stated platform fee. Could you explain the extra deduction? Account: [USERNAME]
Spot-check five payments on every monthly statement.
What this kit can't decide for you: Platform terms change. Read the current terms in your account.
That's 1 of 8. The other 7 come the same way in the kit: steps, words to send, a habit to keep each one closed.
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What people in this work look up
When adult content creators go looking for answers, they search things like “onlyfans taxes”, “onlyfans fees”, “onlyfans 1099” and “onlyfans chargebacks”. Those searches turn up forms, averages and other people's numbers. This kit starts from your own records instead: the 8 places money leaks in this work, where to look first and the words to send to close each one.
What you get for each leak
- Numbered steps to close each leak
- Your part, spelled out
- Words you can use: letters and scripts, ready to send (fill in the brackets)
- A habit that keeps each leak from coming back
- An honest line on what the kit can't decide for you
A page from the kit
Questions people ask
Platform fee never checked against the earnings statement: where do I start?
Start here: Find your platform's current fee in its terms. On OnlyFans, the fee is 20% of each fan payment, deducted from that payment (VERIFIED: OnlyFans Terms of Service as captured May 5, 2026). Other platforms set their own fees. To keep it from coming back: Spot-check five payments on every monthly statement.
Chargebacks and refunds pulled back out of your earnings: where do I start?
Start here: If a fan gets a refund or chargeback on a payment, OnlyFans may deduct the creator earnings portion of that amount from you (VERIFIED: OnlyFans Terms of Service as captured May 5, 2026). To keep it from coming back: Review reversals every month and keep a list of repeat accounts.
A management agency taking a cut of gross with no exit date: where do I start?
Start here: Pull your agency or management contract. To keep it from coming back: Recheck the agency math against your statement every month.
What it can't decide for you
This kit works from your own records. It doesn't give legal, tax, licensing or financial advice, and it never tells you what to charge. Where a CPA, attorney, insurer or state board makes the call, the kit says so and gets your records ready for them.
15-page PDF · instant download after payment · Code VYR-KIT-ADULT-01
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
Next step
- Run your free LeakReceipts check — it reads your own receipts and records and shows where money is leaking out, line by line.
- TrueNET — the whole-picture money truth: what you actually keep after every cost, across everything you earn and spend.
Use Jobber or Housecall Pro? Run the free leak check — it reads your job export in your browser and shows the money leaks the software doesn't flag. Nothing is uploaded.