The Financial Advisors Fix Kit
Built for financial advisors.
An advisory practice runs on fees calculated by formula, and formulas break quietly. SEC examiners have published the same billing mistakes for years: wrong rates, breakpoints not applied, family accounts not grouped, fees not prorated, prepaid fees never refunded. Add filing deadlines, licensing education and unbilled planning work, and you have the leaks. Your billing files, agreements and calendar are the proof. This kit finds where the money leaks in your own work and gives you the steps and the words to close each one.
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The 8 leaks it covers
7 you can close it · 1 a pro decides
- Fee rates that don't match the agreementWhere to look first: Pull ten client agreements and their last fee invoices.Keep it from coming back: Sample-check billing every quarter.You can close it
- Breakpoints and household grouping not appliedWhere to look first: List clients with tiered fee schedules.Keep it from coming back: Recheck groupings whenever an account opens.You can close it
- New accounts not proratedWhere to look first: Pull accounts opened mid-billing period this year.Keep it from coming back: Check proration on every new account's first bill.You can close it
- Prepaid fees not refunded when clients leaveWhere to look first: List accounts that closed this year.Keep it from coming back: Refund at every termination, automatically.You can close it
- Form ADV annual amendment filed lateWhere to look first: Find your fiscal year end.Keep it from coming back: Start ADV review a month before the deadline.You can close it
- Continuing education missing for registered repsWhere to look first: If you hold FINRA registrations, check your CE status in FINRA's system.Keep it from coming back: Finish CE early each year.You can close it
- Planning work done for freeWhere to look first: List planning work done in the last year outside your fee: tax projections, estate reviews, college plans.Keep it from coming back: Write scope into every agreement.You can close it
- Independent advisor income with no tax set asideWhere to look first: If you're self-employed, total this year's income.Keep it from coming back: Move a set share of each deposit the day it lands.A pro decides
Free: one full leak from this kit
No sign-up, no email. Here is leak 1 of 8 exactly as it appears in the kit, so you can see what you get before you buy.
Fee rates that don't match the agreement
You can close it- Pull ten client agreements and their last fee invoices.
- Check the rate billed against the rate in each agreement.
- SEC staff found advisers billing wrong percentages, using the wrong fee schedule, entering rates by hand with errors, and sometimes double-billing (VERIFIED: SEC risk alert, Nov 2021, via Skadden).
- Fix any mismatch and document the fix.
- Sample billing every quarter.
Your part: Run the check and correct errors.
Note in my billing file: Billing review [QUARTER]: [NUMBER] accounts sampled. Agreement rate vs billed rate checked. Exceptions: [ACCOUNTS]. Corrections made: [DESCRIBE] on [DATE]. Reviewed by [NAME].
Sample-check billing every quarter.
What this kit can't decide for you: How to remediate errors and what to tell clients is a question for your compliance officer or counsel.
That's 1 of 8. The other 7 come the same way in the kit: steps, words to send, a habit to keep each one closed.
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
What people in this work look up
When financial advisors go looking for answers, they search things like “financial advisor fees”, “financial advisor salary”, “financial advisor compensation” and “aum fee”. Those searches turn up forms, averages and other people's numbers. This kit starts from your own records instead: the 8 places money leaks in this work, where to look first and the words to send to close each one.
What you get for each leak
- Numbered steps to close each leak
- Your part, spelled out
- Words you can use: letters and scripts, ready to send (fill in the brackets)
- A habit that keeps each leak from coming back
- An honest line on what the kit can't decide for you
A page from the kit
Questions people ask
Fee rates that don't match the agreement: where do I start?
Start here: Pull ten client agreements and their last fee invoices. To keep it from coming back: Sample-check billing every quarter.
Breakpoints and household grouping not applied: where do I start?
Start here: List clients with tiered fee schedules. To keep it from coming back: Recheck groupings whenever an account opens.
New accounts not prorated: where do I start?
Start here: Pull accounts opened mid-billing period this year. To keep it from coming back: Check proration on every new account's first bill.
What it can't decide for you
This kit works from your own records. It doesn't give legal, tax, licensing or financial advice, and it never tells you what to charge. Where a CPA, attorney, insurer or state board makes the call, the kit says so and gets your records ready for them.
14-page PDF · instant download after payment · Code VYR-KIT-ADVISORS-01
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms
Next step
- Run your free LeakReceipts check — it reads your own receipts and records and shows where money is leaking out, line by line.
- TrueNET — the whole-picture money truth: what you actually keep after every cost, across everything you earn and spend.
Use Jobber or Housecall Pro? Run the free leak check — it reads your job export in your browser and shows the money leaks the software doesn't flag. Nothing is uploaded.