Roofer O&P 50-State Chart
Whether an insurer may withhold contractor overhead and profit, all 50 states plus DC, with the authority. Information, not legal advice.
One state to a section, every entry printed with its authority, where I looked and the date it was checked. Where a state could not be checked, it says so instead of guessing.
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What's inside
- Read this first: how to use the chart
- All 50 states and DC, one entry each, A to Z
- Sources and as-of date on every entry
- My states, confirmed — a worksheet
- Appendix: every source address
Fact check (VERIFIED against the research record on 12 Nov 2026): 46 of 51 entries print with their sources and an as-of date; 5 (Montana, Nevada, New Hampshire, New Mexico, North Dakota) are marked "not yet verified — check your state's statute" because they do not yet carry an as-of date. Entries were last checked between 2026-08-27 and 2026-08-27.
Goes with
A look inside
What it can't decide for you
This is information and record-keeping. It isn't legal, tax, accounting or financial advice, and it makes no promise about what you will earn or save. Where a lawyer, CPA, agency or court makes the call, it says so.
125-page PDF · letter size · 46 of 51 entries print with their sources and an as-of date; 5 (Montana, Nevada, New Hampshire, New Mexico, North Dakota) are marked "not yet verified — check your state's statute" because they do not yet carry an as-of date. Entries were last checked between 2026-08-27 and 2026-08-27. · Code VYR-LU-LAW-ROOF-OP
Opens secure checkout. Instant download after payment. 30 days to ask for a refund — refund policy · terms