The VyRal Library

Written by The Honest Trucker. Guides that tell you what the rules actually say, workbooks that set a business up in the right order, binders for the hard weeks, templates you edit, and free calculators that run on your own numbers. Every one leads into LeakReceipts and TrueNET.

New this week

• Jobber & Housecall Pro Leak Check (free)Free · Drop in your Jobber or Housecall Pro job export and see the money leaks the software doesn't flag. Runs in your browser — nothing is uploaded.
• Markup Calculator (free)Free · Put in what an item or job costs you and the markup you add. See the price, the profit and the margin — and the markup it really takes to hit the marg
• Profit Margin Calculator (free)Free · Put in what came in, what the goods or materials cost you, and what the business spent to run. See your gross margin, your net margin and the markup y
• Real Estate Commission Calculator (free)Free · For sellers and agents. Put in the sale price and the commission you agreed to. See what each side gets, what an agent takes home after the brokerage
• Break-Even Calculator (free)Free · How many sales a month before the business stops costing you money. Put in your fixed costs, your price and what each sale costs you to make or delive
• Receipt Template Maker (free)Free · Fill in the sale. The receipt builds itself below — print it, save it as a PDF or download it. Nothing you type leaves your device.
• Estimate Template Maker (free)Free · Write the estimate the way the job will really run: labor and materials on separate lines, tax only where it applies, a deposit, the balance and how l
• Trucking Cost Per Mile Calculator (free)Free · Cost per mile counting empty miles, and a one-load check.
• Barber, Cosmetology & Braiding 50-State Chart$19.95 · Licensing rules for barbers, cosmetologists and braiders in all 50 states plus DC. Information, not legal advice.
• Construction Payment & Lien 50-State Chart$29.95 · Pay-if-paid, prompt-pay and lien rules for all 50 states plus DC, with citations. Information, not legal advice.
• Mobile Home Park 50-State Chart$29.95 · Park act, tenancy, fee and eviction rules for all 50 states plus DC, with citations. Information, not legal advice.
• Not-at-Fault Surcharge 50-State Chart$19.95 · Whether an auto insurer may surcharge you for an accident that wasn't your fault, all 50 states plus DC. Information, not legal advice.
• Medicaid NEMT 50-State Chart$29.95 · How each state runs Medicaid non-emergency medical transportation, all 50 states plus DC. Information, not legal advice.
• Roofing Claims 50-State Chart$39.95 · Whether an insurer may depreciate labor on a roofing claim, all 50 states plus DC, with the authority. Information, not legal advice.
• Roofer O&P 50-State Chart$39.95 · Whether an insurer may withhold contractor overhead and profit, all 50 states plus DC, with the authority. Information, not legal advice.
• Self-Storage Lien 50-State Chart$49.95 · Notice, sale and lien rules for self-storage operators in all 50 states plus DC, with citations. Information, not legal advice.
• Wage & Hour 50-State ChartFree · Minimum wage, overtime and final-paycheck rules for all 50 states plus DC. Free. Information, not legal advice.
• Entry Manual set$69.95 · All six entry manuals.
• 50-State Law Library$199.95 · All nine 50-state charts in one. Information, not legal advice.
• Roofing Claims pair$64.95 · The Roofing Claims and Roofer O&P 50-state charts together.

• Concrete Calculator (free)Free · Cubic yards, 80 lb and 60 lb bags, and material cost for a slab.
• Work Hours & Overtime Pay Calculator (free)Free · Total hours this week, overtime past 40, and the gross pay you should see.
• Service Business Price Calculator (free)Free · Your minimum hourly rate and job price from your real costs — drive and setup time included.
• Employee Cost Calculator (free)Free · Your hire's true cost per hour and per year — payroll taxes, workers' comp, time off and benefits.
• Business Insurance Quote Comparer (free)Free · Put up to 3 insurance quotes side by side and see the true yearly cost — not just the monthly number.

Free guides

• Independent Worker Bill of RightsFree · The rights every independent worker has and most never knew.

Hiring your first person

Starting a business? The start-your-business workbooks are on StartRight.

• The First Hire Kit — Going From Solo to Your First Employee$57 · Employee or contractor, every registration, first-day paperwork, the payroll calendar, and the true cost of a hire per hour.

For the truck

• IFTA Made Simple$14.99 · Quarterly fuel tax filing — step by step, no accountant needed.
• Pre-Trip Intelligence System$14.99 · The pre-trip the regulations require, a daily walk-around sheet you can copy, and a defect log that shows what each repair cost you.
• The DOT Playbook$25 · What can take your USDOT number, the new entrant safety audit, your CSA scores explained, a compliance calendar and the file an auditor asks for.
• The Parked Truck$14.99 · Cargo theft, equipment damage, and how to protect everything you own when you're not moving
• The Factoring Trap$14.99 · What the invoice funding companies don't tell you before you sign
• The Lease Trap$14.99 · What your lease must say by law, a chargeback audit, the settlement math that shows what you really kept per mile, and what to read twice before a lease-purchase.
• The Freight Fraud Bible$14.99 · The freight fraud schemes by name, a five-minute check on every new broker, how to protect your own authority, and who to call when it hits.
• CDL Owner-Operator Tax Prep System$7.99 · What to save, what to deduct, what most CDL drivers miss every year.
• Breakdown Protocol — First 30 Minutes$14.99 · Step-by-step from the moment you pull over to when help arrives.
• Rate Confirmation Red Flags Guide$14.99 · 8 things to check before you sign any rate confirmation.
• The Cab Kitchen$16.99 · How to eat, sleep, and move when the road is your office
• Driver Agreement Template Pack$16.99 · Four driver agreements you can edit in Word — owner-operator lease, fleet operator lease, independent contractor driver agreement and a 49 CFR 376.12 lease check — plus a how-to PDF.

Life binders

The household binders (new baby, divorce, executor, final wishes, renter’s deposit, small claims) are on TrueNET.

Templates you edit

• Everyday Agreements Pack$35 · Five plain-English agreements you can edit in Word: bill of sale, personal loan, roommate, contractor and service agreement.
• Small Landlord Lease Pack$35 · Rental application, residential lease, move-in/move-out record, landlord notices and a state rules checklist you can edit in Word, plus a rent ledger in Excel and a how-to PDF.
• VyRal Business Spreadsheet Pack — Cash Flow, Invoice, Loan, Payroll & Billed-vs-Paid$39 · Nine working spreadsheets in one file — including the Billed vs Paid sheet that shows the money you billed and never got.

Fix Kits

• LeakReceipts Fix Kit — Pressure & Window Washing$39 · Nine money leaks for pressure washers and window cleaners — wash water, chemical cost per job, rope access, damage claims, free add-ons, rebooking and more — with the steps, the exact words, and how to keep each one closed.
• LeakReceipts Fix Kit — Junk Removal & Pool Service$39 · Nine money leaks for junk haulers and pool service operators — disposal fees, refrigerant records, USDOT numbers, unbilled pool chemicals, drain covers and more — with the steps, the exact words, and how to keep each one closed.
• LeakReceipts Fix Kit — Restaurants, Cafes & Food Trucks$59 · Eleven money leaks for restaurants, cafes and food trucks — tip credit notice, tip pools, the FICA tip credit, plate costs, delivery payouts and more — with the steps, the exact words, and how to keep each one closed.
• LeakReceipts Fix Kit — Small Landlords & Rental Property$39 · Nine money leaks for small landlords — security deposits, advance rent, repairs vs improvements, depreciation, lead disclosure, vacancy days and more — with the steps, the exact words, and how to keep each one closed.

More guides

• Platform Deactivation Defense Kit$19.99 · What to do when Uber, Lyft, or DoorDash deactivates your account.
• Seven Lanes, Seven Leaks$5 · Find the leak in each of your money lanes, fix them in order, and protect what you keep with faith.

LeakReceipts ebooks by line of work → · Fix Kits by trade →